Consolidating loans sallie mae

You can complete and submit the application online, or you can download and print a paper application from Student for submission by U. The consolidation servicer will be your point of contact for any questions you may have related to your consolidation application.

Unless the loans you want to consolidate are in a deferment, forbearance, or grace period, it’s important for you to continue making payments on those loans until your consolidation servicer tells you that they have been paid off by your new Direct Consolidation Loan.

You may be contacted by private companies that offer to help you apply for a Direct Consolidation Loan, for a fee. There’s no need to pay anyone for assistance in getting a Direct Consolidation Loan. The loans that were consolidated are paid off and no longer exist.

For example, if you have both Direct Loans and other types of federal student loans, and you have been making payments toward PSLF on your Direct Loans, you should not consolidate your Direct Loans along with your other loans.

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Borrowers interested in receiving student aid forms, student loan statements, notices, written communications, and publications in alternative formats should contact us directly at 888.486.4722 or by email at  [email protected] If you wish to report an issue related to the accessibility of any content on this website or with respect to any documents, forms, statements, or publications, visit U. Department of Education - Accessibility. ','contact Us Link':,'alternative Format Link Available':'true','e DAccessibility Statement Available':'true','forbidden Words':'admin,password,nelnet','forbidden Words Password':'Your password cannot contain your username, any form of the word "password", "corn", or "Nelnet".','forbidden Words Username':'Your username cannot contain any form of the word "password", or "Nelnet".','survey Percentage':'0','survey On':'False','upload File Types':'.tif, .tiff, .doc, .docx, .jpg, .gif, .pdf, .jpeg','upload File Sizein MB':'20','cell Phone Privacy Consent':'I agree that Nelnet or U. Department of Education subcontractors can contact me on my mobile device via text or call using an automated telephone dialing system or an artificial or pre-recorded voice about the status of my loans.  ','additional Forms Available Link':' Additional forms are available on Nelnet.com','payment Address':'Department of Education P. Box 2837 Portland, OR 97208-2837','print Logo Image':'','company Address':'P. Box 82561 Lincoln, NE 68501-2561','company Website Text':' Phone Number2':'Nelnet: Toll-free 1.888.486.4722','special Instructions Address':'Department of Education P. Box 740283Atlanta, GA 30374-0283','servicer ID':'700580','commercial Tax ID':'84-0748903','direct Tax ID':'52-1198289','tax Info Display Year':'2018','auto Debit Word Instance':'auto debit','home Page Auto Debit Btn':'AUTO DEBIT','single Word Instanceof Auto Debit':'Auto Debit','auto Debit Cancelling Message':'Are you sure you want to cancel auto debit?

If any of the loans you want to consolidate are still in the grace period, you have the option of indicating on your Direct Consolidation Loan application that you want the servicer that is processing your application to delay the consolidation of your loans until closer to the grace period end date.

If you submitted your application online, your consolidation servicer’s contact information was provided at the end of the online process.

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Whom do I contact if I have questions about consolidation?

Private education loans are not eligible for consolidation, but for some Direct Consolidation Loan repayment plans, the total amount of your education loan debt—including any private education loans—determines how long you have to repay your Direct Consolidation Loan.

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